NEC Article 220
Electrical Load Calculator
This works a one-family dwelling service by the NEC Article 220 standard method and shows every step: general lighting at 3 VA per square foot, the small-appliance and laundry branches, the demand factors that act on those three and nothing else, then the fixed appliances, the range, the dryer and the larger of heating or cooling. It returns the calculated load in volt-amperes, the amperes at 120/240 V, and the service size — and says whether the load or the 100 A code floor decided it.
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The dwelling
Everything the standard method asks for, in the order Article 220 asks for it. A blank field is a load that is not there, and counts as zero.
Outside dimensions, and no open porch, garage or unfinished space that could not be adapted for future use.
The second one is an apartment fed from a building service, and it turns the same volt-amperes into 15 percent more amperes.
Count the 20 A circuits serving the kitchen, pantry, dining and breakfast receptacles.
Zero for a dwelling with no laundry provision at all. This is the circuit, not the dryer.
In kilowatts, because that is the unit Table 220.55 is written in.
Anything under 5,000 VA is raised to that floor by 220.54.
At 100% of connected load. Heat pump strip heat belongs here too.
Only the larger of this and the heating figure survives into the total.
Usually the air-conditioning compressor. Only the extra 25 percent is added here — the motor’s own load is already sitting in one of the rows above, and counting it twice inflates the service.
Fastened-in-place appliances
Everything permanently connected except the range, the dryer, the heating and the air conditioning — those four have articles of their own and are entered above. At 4 or more, 220.53 lets the whole group be taken at 75 percent.
| Appliance | Nameplate VA | Remove |
|---|---|---|
The four rows are prefilled so the worksheet has something to show. Not one of those figures is a code value — every appliance is entered at what its own nameplate says, and a heat-pump water heater or an induction cooktop will be nothing like the placeholder.
The calculated service load
Calculated load
36.5 kVA
36,470 VA
At 240 V
152 A
calculated, before rounding
Service size
175 A
Where a calculated dwelling load lands just under 200 A
The calculated load decided this: 152 A at 240 V, and 175 A is the smallest size in common use at or above it. Shedding 470 VA from the worksheet is what it would take to reach the next size down.
The worksheet, in the order the code applies it
Nine steps and one subtotal. The demand factor at step 4 acts on steps 1 to 3 and on nothing else, which is the single fact that decides how the total comes out.
| # | Step | VA | Article |
|---|---|---|---|
| 1 | General lighting and general-use receptacles2,400 ft² (223 m²) × 3 VA/ft² | 7,200 | 220.12 |
| 2 | Small-appliance branch circuits2 × 1,500 VA | 3,000 | 220.52(A) |
| 3 | Laundry branch circuit1 × 1,500 VA | 1,500 | 220.52(B) |
| Subtotal before demand factorssteps 1 to 3, which is the only part of the worksheet that gets a demand factor | 11,700 | 220.52 | |
| 4 | Demand factors applied3,000 VA at 100% = 3,000 VA · 8,700 VA at 35% = 3,045 VA | 6,045 | Table 220.42 |
| 5 | Fixed appliances, 4 of them at 75%8,100 VA of nameplate, four or more on one service | 6,075 | 220.53 |
| 6 | Clothes dryernameplate 5,000 VA, above the 5,000 VA floor | 5,000 | 220.54 |
| 7 | Household cooking appliance12 kW nameplate, Column C demand | 8,000 | Table 220.55 |
| 8 | Space heating — the larger of the twoheating 10,000 VA against cooling 5,400 VA; only the larger is counted | 10,000 | 220.60 |
| 9 | Largest motor, the extra 25 percent5,400 VA × 25%, the motor itself already counted above | 1,350 | 220.50 / 430.24 |
| Calculated loadsteps 4 to 9 — the subtotal at 220.52 does not go into this sum twice | 36,470 | 220.40 | |
| ÷ 240 V, then to the next service size | 152 A → 175 A | 230.79(C) |
Article numbers here are the 2020 NEC. The 2023 edition reorganized Article 220 and moved several of these rules without changing the figures — check the numbering against the edition your jurisdiction has actually adopted, which is frequently neither the newest one nor the one on the shelf.
NEC (NFPA 70) 2020, Table 220.42, Lighting Load Demand Factors for dwelling units: the first 3000 VA at 100 percent, the portion from 3001 to 120,000 VA at 35 percent, and the remainder over 120,000 VA at 25 percent. 220.52 permits the small-appliance and laundry loads to be included with the general lighting load and taken through these same factors.
NEC (NFPA 70) 2020, 220.60: where it is unlikely that two or more noncoincident loads will be in use simultaneously, only the largest shall be used in computing the total load. Heating and air conditioning are the case this rule was written for.
NEC (NFPA 70) 2020, Table 220.55 Column C: one household electric range rated over 1¾ kW and not over 12 kW is calculated at a demand of 8 kW. Note 1 increases Column C by 5 percent for each additional kilowatt, or major fraction of one, above 12 kW.
This is a load calculation, not a stamped design. What it produces is the figure a permit application asks for and an inspector checks; whether the service conductors, the meter base, the grounding electrode system and the panel are right for it is a separate set of decisions, and the drawing is signed by somebody licensed to sign it.
How to run an Article 220 dwelling load calculation
The order is the method. Doing these steps out of sequence is how a service ends up two sizes too big.
Measure the floor area the way 220.12 defines it
Outside dimensions, every floor that is finished or could be finished later, and nothing for an open porch, an attached garage or a crawlspace nobody will ever convert. This one figure drives the largest single line on the worksheet, and it is the line most often taken off a real estate listing, which measures something else.
Enter the branch circuits and the appliances that have their own articles
The small-appliance and laundry circuits are counted, not measured — two 20 A kitchen circuits is the code minimum and many houses have more. The range goes in as kilowatts because Table 220.55 is written in kilowatts; the dryer, the heating and the air conditioning go in as volt-amperes. List the permanently connected appliances separately, because at four or more they collectively drop to 75 percent.
Read the worksheet, not just the total
The printed sheet shows the demand factor bands, which of heating or cooling survived 220.60, and whether the answer landed on a service size because of your load or because of the 100 A floor. That is the part a plan reviewer checks, and it is the part worth printing and stapling to the application.
Technical specifications
| Method | The NEC Article 220 Part III standard method for a one-family dwelling, evaluated in the sequence the code sets out rather than as a single summed formula. Floor area goes in as square feet or square meters; the answer comes back in VA, kVA and amperes at 120/240 V or 120/208 V. |
|---|---|
| Worksheet | Nine numbered steps plus the 220.52 subtotal, each carrying the article it comes from, laid out so the printed sheet reads the way an inspector reads it. |
| Demand factors | Table 220.42, applied as visible bands: the first 3,000 VA at 100 percent, from 3,001 to 120,000 VA at 35 percent, the remainder at 25 percent. They act on the general lighting, small-appliance and laundry subtotal and on nothing else in the calculation. |
| Fixed figures the calculation uses | 3 VA/ft² general lighting (220.12), 1,500 VA per small-appliance branch circuit and per laundry circuit (220.52), a 5,000 VA floor under an electric dryer (220.54), 8,000 VA Column C demand for one range up to 12 kW (Table 220.55) with Note 1 adding 5 percent per kilowatt above that, and 100 percent of connected fixed electric space heating (220.51). |
| Where the tables stop | Column C of Table 220.55 is written for one range over 1¾ kW and not over 27 kW. Outside that the page says the table does not cover it and sends you to the code book, rather than extrapolating Note 1 past where it was written to apply. |
| Service sizing | 8 residential ratings from the NEC 240.6(A) standard list, with the 100 A floor of 230.79(C) enforced under all of them — and a line saying which of the two actually decided your answer. |
| Code edition | Article numbers cited are the 2020 NEC. The 2023 edition reorganized Article 220 and moved several of these rules without changing the figures, and the page prints that caveat on the worksheet rather than burying it. |
| Where the arithmetic happens | In this browser tab. The floor area, the appliance schedule and the heating figures for somebody's house are never transmitted, which also means the worksheet fills in on a phone in a crawlspace with no bars. |
Frequently asked questions
Why is the calculated load so much smaller than the sum of my nameplates?
Because of Table 220.42, which discards 65 percent of the lighting and receptacle subtotal above the first 3,000 VA. A 2,400 square foot house starts with 7,200 VA of general lighting, 3,000 VA of small-appliance circuits and 1,500 VA of laundry — 11,700 VA — and the demand factors turn that into 6,045 VA before a single appliance has been added. The code is not being generous: it is recognizing that nobody has every receptacle in a house loaded at once, and the general lighting figure was never a measurement of anything in the first place. It is a per-square-foot allowance for a diversity of loads nobody can enumerate, so applying a diversity factor to it afterwards is consistent rather than a discount.
Does the attached garage count in the square footage?
No. 220.12 computes the floor area from the outside dimensions of the dwelling and excludes open porches, garages, and unused or unfinished spaces not adaptable for future use. The trap is in that last clause: an unfinished basement with a stair, a floor and headroom is adaptable for future use and goes in, while a crawlspace you cannot stand in does not, and an unfinished attic with a permanent stair is a judgment call your inspector has already made a hundred times. This is also why the figure on a real estate listing is the wrong number to type — listings measure heated living area, which excludes the very basement the code wants included.
My range is rated 12 kW. Why does the worksheet only count 8 kW?
Because Table 220.55 Column C gives a demand of 8 kW for a single household range rated over 1¾ kW and up to 12 kW, regardless of where in that range the nameplate falls. A range has four or five heating elements and an oven, and they are thermostatically controlled and never all on at full output for long, so the code counts the demand rather than the connected load. Above 12 kW, Note 1 adds 5 percent to Column C for each additional kilowatt or major fraction of one — a 16 kW range comes to 8 kW plus 20 percent, or 9.6 kW. A cooktop and a wall oven fed by separate circuits are handled by other notes to the same table, which is a different calculation from the single-range case this page runs.
Do I add the heating and the air conditioning together?
No — 220.60 says that where two loads are unlikely to be in use at the same time, only the larger goes into the total. Heating and cooling are the textbook case, and the worksheet shows both figures with the losing one struck out of the sum so a reviewer can see the choice was made rather than the smaller one forgotten. Two situations break the rule: a heat pump with electric supplementary heat runs the compressor and the strips simultaneously in defrost and at low outdoor temperatures, so those are one combined load and not two competing ones, and a house zoned so that one area is cooling while another is heating has coincident loads by design.
When does the 75 percent appliance demand factor apply?
When there are four or more fastened-in-place appliances on the same service, and the count deliberately excludes the four that have their own articles — the electric range, the clothes dryer, the space heating and the air conditioning. Dishwasher, disposal, water heater, built-in microwave, trash compactor, attic fan and a whirlpool pump are the ones that usually make up the four. At three the whole group goes in at nameplate with no reduction at all, which means adding a fourth permanently connected appliance can lower the calculated service load rather than raise it — an outcome that looks wrong on a spreadsheet and is exactly what 220.53 says.
Should I use this standard method or the optional calculation in 220.82?
Either is permitted for a dwelling served at 120/240 V with a service of 100 A or larger, and the optional method usually gives the smaller answer. 220.82 takes the general loads — the same 3 VA per square foot, the same 1,500 VA circuits, plus the nameplate of every appliance — at 100 percent of the first 10 kVA and 40 percent of the remainder, then adds heating and cooling under its own selection rules. On an all-electric house with a large connected load the difference between the two methods can be a whole service size, which is why some jurisdictions ask to see the standard method even when the optional one governs. This page runs the standard method because it is the one that shows its work, article by article.
Does the neutral conductor get sized the same as the ungrounded conductors?
Usually not — the service neutral carries only the maximum unbalanced load, and 220.61 lets you compute it separately and smaller. A 240 V range, dryer or water heater puts nothing on the neutral except the 120 V portion of its own controls, so 220.61(B)(1) permits the range and dryer neutral loads to be taken at 70 percent of the figure used for the ungrounded conductors, and 220.61(B)(2) allows a further 70 percent on the part of the unbalanced load above 200 A. What it does not permit is shrinking the neutral below the grounding electrode conductor requirement, and a service with a large nonlinear load has a neutral question that 220.61 does not answer at all.
Article 220 in the order it is written, and why the order is the point
The standard method is not a formula, it is a sequence, and everything surprising about the answer comes from where each load enters that sequence. The general lighting allowance, the small-appliance branches and the laundry branch are summed first and only then taken through Table 220.42, which keeps the first 3,000 VA whole and throws away nearly two-thirds of everything after it. Nothing else in the calculation ever touches that factor: the range, the dryer, the heating and the fixed appliances enter afterwards under their own articles, each with its own reduction or none. That is why a house whose nameplates add to well over 200 A of connected load calculates out at 150 A and gets a service to match, and it is why a calculator that returns only a total has concealed the one thing worth seeing. Get the sequence wrong — demand-factor the dryer, or add the appliances before the lighting subtotal — and the arithmetic still produces a number, just not the number the code asks for.
Three steps do most of the damage in practice. The floor area is the largest single input and comes from the outside dimensions with the unfinished-but-adaptable spaces included, which is not the number on a listing sheet. The noncoincident rule at 220.60 takes the larger of heating and cooling and discards the other, so an all-electric house with 10 kW of strip heat and a 5 kW condenser counts 10 kW once rather than 15 kW; a worksheet that adds them has produced an answer roughly a service size too big and nobody will catch it, because a too-large service passes inspection. And the 75 percent appliance factor at 220.53 turns on a count rather than a magnitude, so the fourth permanently connected appliance can make the calculated load go down. The worksheet on this page prints each of those as its own line with the article beside it, because the calculation somebody has to defend is a document, not a total.
What comes out is a service size, and that is where this page hands off. The conductors that carry it are sized on ampacity, termination temperature and the run length, and a long service lateral can be decided by voltage drop rather than by ampacity; the devices at each end come from the breaker size calculator; a multi-family or light-commercial building fed from its own transformer needs that total in kVA rather than in amperes, and a plant load with motors on it needs its power factor before the two can be compared at all. None of it, this page included, is a stamped design. An Article 220 calculation is a document a permit application asks for and a plan reviewer checks against the code their jurisdiction has adopted — which is frequently not the newest edition — and the person who signs it is licensed to.
Where the house you are calculating goes
Every number on this page is worked out by JavaScript running in the tab you are reading it in. Nothing you type — loads, lengths, nameplate ratings, the rates your utility charges you — is uploaded, logged or kept, which is also why the calculators carry on working in a mechanical room with no signal.
Nothing about the dwelling — its area, its appliance schedule, the fact that it has 10 kW of strip heat — leaves the tab, which matters when the address is a client’s. Print the worksheet or copy it to the clipboard and it goes where you send it and nowhere else. If what you actually need is the running energy rather than the service size, the watt hour calculator takes the same nameplates the other way, and a standby installation is sized on starting surge by the generator size calculator.